What They Don’t Tell You About Dog Insurance

Dog Insurance! Did I hear you say, not for my dog? While it’s good to picture these faithful friends in the best of health always, it’s better to plan for contingencies, especially in difficult times like these. Veterinary health care has advanced almost as much as human medicine and so there are many new ways to help your pet live a longer and healthier life. But pet care hasn’t become cheaper. In fact, these sophisticated procedures can leave your wallet much lighter.
Enter dog insurance! As a pet crazy nation, the UK has a lot of dog insurance companies like PetCare Pet Insurance, Pet Assureâ„¢, Petplan Veterinary Pet Insurance, ShelterCare Pet Insurance, UK Pet Insurance, Union Plus etc. Most dog insurance companies will pay for the vet costs for illness or injury, some even for death or theft.
But insurance for dogs has its share of jargon and fine print. So before putting your money down you need to ask some questions:
- Does the insurance also cover flea control, vaccination or castration?
- What about any treatment which began before the policy?
- Can you go to any vet and get a reimbursement?
- What happens if your pet damages someone’s property?
- Will the cover include kennel costs for your dog, if needed?
- Doesn’t the company cover hereditary problems? Most don’t. Though some like Embrace Pet Insurance do.
There will be deductibles and co-pays to determine how much you need to shell out annually. And of course, the older your dog is the more you have to pay. The higher the premiums the better the cover, but you need to keep in mind how much you can pay. Read thoroughly the discounts and plans the company has, to get the best deal for your dog and your wallet. Remember, rabies, canine distemper and permanent disability of any nature is excluded by most companies.
So, go ahead and insure you dog. But, remember to research dog insurance well before committing yourself.
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